Terms & Conditions

These Terms govern your use of the Global Real Estate Business Masterclass (GRBM) website and enrollment in the programme. The programme is presented by Stephen Akintayo Foundation and SACI Holdings USA ("we", "us", or "our"). By using the website or completing an enrollment purchase, you agree to these Terms. If you do not agree, do not use the website or enroll.

1. Programme and enrollment

GRBM is a five-week virtual educational programme. Programme dates, format, curriculum, included materials, and price are described on the website and may be updated. Enrollment is personal to the named participant and is confirmed when payment is successfully received and access details are issued. Keep your registration details accurate and notify us promptly of changes.

2. Fees and no-refund policy

Please review the programme details and select the correct currency and enrollment option before paying. All enrollment fees are final and non-refundable once paid. We do not offer refunds for a change of mind, non-attendance, missed sessions, or failure to use programme materials. This policy does not limit any refund, cancellation, chargeback, or other right that cannot legally be excluded in your jurisdiction. If we cancel the programme and do not provide a reasonable replacement or rescheduled programme, we will provide any remedy required by applicable law.

3. Access and acceptable use

Do not share login links, recordings, materials, or participant-only resources with anyone who is not enrolled. You may use materials for your own learning, but may not copy, publish, sell, distribute, or use them to run a competing training without our written permission. We may suspend access for unauthorized sharing, unlawful conduct, harassment, disruption, or misuse of the programme. Where practicable, we will contact you about a problem before suspending access.

4. Educational information; no financial promise

The programme provides general education and information. It is not legal, tax, financial, investment, or real estate brokerage advice. You are responsible for independently assessing opportunities and obtaining qualified advice for your circumstances. We do not promise income, profits, funding, property acquisition, or any particular business result. Examples and participant experiences are not guarantees of typical results.

5. Programme changes and technology

We may make reasonable changes to speakers, session times, content, delivery tools, or materials to operate and improve the programme. We will communicate material changes to enrolled participants. You are responsible for having a suitable device and internet connection. We are not responsible for interruptions outside our reasonable control, but will take reasonable steps to address disruptions to scheduled sessions.

6. Intellectual property

The website, brand, course materials, recordings, and related content belong to us or our licensors and are protected by intellectual property laws. Your enrollment grants you a limited, personal, non-transferable right to access the included materials for your own educational use. No ownership rights are transferred to you.

7. Liability

Nothing in these Terms excludes or limits liability where doing so is unlawful, including liability that cannot be excluded under applicable consumer protection law. Subject to that, we are not responsible for indirect or consequential loss arising from use of the website or programme. Your statutory rights remain unaffected.

8. Privacy

Our Privacy Policy describes how we collect and use personal information, including to identify and match participants to registrations and payments.

9. Governing law and contact

These Terms are subject to applicable laws and mandatory consumer protections. Nothing here removes protections that apply to you under the laws of your country or prevents you from bringing a claim where the law allows. For questions about enrollment or these Terms, contact products@stephenakintayo.com, +234 816 790 1719, or +1 (281) 505-0527.

10. Updates

We may update these Terms by posting a revised version on this page. Changes apply from the date posted and do not retroactively remove rights you already have under applicable law.